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Insights Tags: All Funeral Cover Life Cover Credit Life Cover Car and Home Cover

Will you be covered if you die overseas?

SmartInsure Team

Travelling overseas can be the best experience of your life. Perhaps you plan to go base-jumping in Norway and quad biking along the Namibian dunes, or maybe you prefer exotic spa days and cocktails on the beach.

How do you know you’re underinsured?

SmartInsure Team

As you move from one life-stage to the next, your family will grow, your home may change, and perhaps you’ll get a new car. But what does this mean for your insurance?

How to choose a beneficiary for your life cover

SmartInsure Team

People take out life cover because they want to protect a particular beneficiary or beneficiaries from suffering a financial loss when they’re no longer able to provide for them.

Can improving your health reduce your premiums?

SmartInsure Team

Before taking out life cover, you will be subjected to a medical exam. This will require you to urinate in a cup, have your blood drawn, and be measured and weighed.

Can insurance companies access your medical history?

SmartInsure Team

Insurance fraud is common in South Africa, and there are a range of popular scams that manage to slip through, despite insurers’ best efforts.

Should you get term life cover or permanent life cover?

SmartInsure Team

When asked whether you have permanent life cover or term life cover, you may draw a blank. It’s difficult to understand financial terminology without a background in the financial sector.

This is what determines your life cover premiums

SmartInsure Team

There are many things that influence the price you pay for your life cover. We took at a look at some of the main impacting factors.

5 Eerie facts about South African roads

SmartInsure Team

The holidays are just around the corner, but before you set your sights on a dreamy destination, you should read up on these spine-chilling facts about South African roads:

When can you take out life cover on someone else’s life?

SmartInsure Team

There are legitimate reasons to taking out cover on someone else’s life. Since life cover is financial protection against the loss of a life, having insurable interest involves proving how the loss of their life will financially impact your life.

The difference regulations have made for credit life insurance

SmartInsure Team

Credit life insurance regulations prescribe the minimum benefits that must be offered to consumers. The regulations aim is to limit the cost of credit life insurance. Here are the difference regulations have made.

Simplify your insurance cover in three easy steps

SmartInsure Team

Changing seasons can impact your insurance cover. You could end up paying more than you should. Simplifying your insurance can be a challenge. Here is how to do it in one clean sweep.