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Insights Tags: All Funeral Cover Life Cover Credit Life Cover Car and Home Cover

Does the value of your car impact your premium?

SmartInsure Team

Your car insurance premium is calculated and based on your demographics and personal financial situation. But what impact does the value of your vehicle have on this equation?

Is comprehensive car cover compulsory with vehicle finance?

SmartInsure Team

Most South Africans rely on vehicle finance to purchase their dream car. But what happens if they are involved in an accident and the vehicle is declared a write-off?

How to cover your possessions during a move

SmartInsure Team

Being a responsible tenant or homeowner means making sure you’re insured. So what happens to your household cover when you move to a new home?

What are the legal obligations when you’re in a car accident?

SmartInsure Team

We take a look at what the legal obligations are when you’re involved in a fender bender, or even a more serious accident.

How do you know you’re underinsured?

SmartInsure Team

As you move from one life-stage to the next, your family will grow, your home may change, and perhaps you’ll get a new car. But what does this mean for your insurance?

Does your premium go down with the value of your car?

SmartInsure Team

The moment you put down a deposit for your new car, it will start to lose its value. Therefore, vehicles are considered depreciating assets. Investors estimate that you would lose at least half of your investment by the time it’s paid off.

How is motorbike insurance determined?

SmartInsure Team

While stuck in traffic, you may be envious of the motorbike riders that cruise by your window. Not just because they’re able to skip the queue, but also because they pay less for maintenance and fuel, and they don’t require large parking spots.

Must I have my car inspected when I take out vehicle cover?

SmartInsure Team

When you apply for vehicle cover, your insurer may request that you have your vehicle inspected prior to having your policy activated.

Does car insurance cover the items you leave in your car?

SmartInsure Team

Ever wondered whether your car insurance covers loss due to a break in? Read it all here.

Are you completely covered at home?

SmartInsure Team

Many people believe that having home cover is enough to protect them. You must make sure that when you buy home cover it always includes content cover and all risk cover. Here is a guideline.

The difference regulations have made for credit life insurance

SmartInsure Team

Credit life insurance regulations prescribe the minimum benefits that must be offered to consumers. The regulations aim is to limit the cost of credit life insurance. Here are the difference regulations have made.

Simplify your insurance cover in three easy steps

SmartInsure Team

Changing seasons can impact your insurance cover. You could end up paying more than you should. Simplifying your insurance can be a challenge. Here is how to do it in one clean sweep.

Things you need to know about Car and Home Cover

SmartInsure Team

Understanding your insurance is vital to avoiding surprises in the event of a claim.